FAQs – Residential Engineering Services

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Hayman Engineering works with many lenders and mortgage experts.1. What is Hayman Engineering Inc.?

Hayman Engineering Inc. is the first engineering company offering nationwide residential engineering services. We provide engineering certifications for manufactured housing and structural inspections for site-built housing.

2. What states do you cover?

We are currently licensed in many states. Each state where we offer services, we cover border to border.

3. Do you do FHA/HUD foundation certifications?

Yes, we provide FHA/HUD certifications in every state where we are licensed.

4. What is required for FHA/HDU certifications?

The requirement is that the foundation meets the guidelines of a very specific document—the September 1996 Permanent Foundation Guide for Manufactured Housing. This is independent of any state or local requirements, or manufacturer’s guidelines.

5. Can you just tell me what is required beforehand?

It is challenging to tell beforehand whether a foundation would pass. There is no set list of features that every foundation must meet. The requirements for new construction are different than for existing structure, and the conditions can vary from state to state. The PFGMH requires frost line poured concrete footings, adequate tie downs anchored into concrete, and an appropriate skirting. These requirements can vary depending on the location and whether the home is a new construction or existing construction. It requires an inspection to determine compliance.

6. Do you do inspections/certifications on-site built housing?

Yes. Often, an engineering letter is needed to address foundation issues on a site-built conventional home. We provide that service also.

7. What is the turn around time?

Our typical turn around time is 3-5 business days. We have an expedited service available with a 24-48 hour turn around.

8. Do you require payment up front, or can your fee be paid at closing?

Our usual practice is to be paid up front, but we have a payment at closing an option.

9. What is the cost?

There are some minor regional variations, but the charge is most areas is $415 when payment is received up front. We accept credit cards and process checks electronically for payment up front. There is an increased charge for payment at closing and expedited service.

11. What if the foundation is not HUD compliant?

We issue a noncompliance letter listing the deficiencies. We also put you in touch with a local installer who can upgrade the foundation usually within three days. However, you may use anyone you wish to perform the required upgrades.

12. What if a conventionally built house needs foundation repairs?

We can direct you to a local contractor who can provide a bid for the needed repairs.

13. Who performs the upgrades?

Any adequately licensed contractor can perform the upgrades. We provide a bid from a company that maintains a nationwide network of installers who can complete the work within a few days.

14. Can the upgrades be paid at closing?

That depends on the contractor performing the work. The bids we provide are from a contractor who will accept payment at closing. Work with other contractors may require payment at the completion of the work.

15. What happens after the upgrades are performed?

We schedule a reinspection at a reduced price (usually $175) and issue the engineering certificate.

16. How are your engineering certificates delivered?

We send our certificates via email. The original certification stays in our office. Upon request we can send an original “wet seal” of the engineering certificate to your office. However, the emailed versions are acceptable 99% of the time.

17. How do I make an order?

You can order directly online.

1. Who must have an engineering certificate for their manufactured home foundation?Hayman Engineering respects homeowners and the associations.

All foundation systems, new and existing, must meet the guidelines published in the Permanent Foundations Guide for Manufactured Housing, dated September 1996. A certification attesting to compliance with this handbook must be obtained from a licensed professional engineer and included in the ensuring file. It is applicable for all re-sales.

HUD-FHA Single Family Housing, Homeownership Center Reference Guide
Revised October 31, 2005 Chapter 1 Appraisal and Property Requirements Page 1-09d

2. How do I meet the requirements for a permanent foundation?

The foundation must meet the criteria as outlined in HUD manual Permanent Foundations Guide for Manufactured Housing, September 1996. This manual requires a site-specific design for every manufactured home.

Dead loads, snow loads, wind loads and seismic loads must all be taken into account.

There must be a perimeter, frost line protected strip foundation as well as frost line protected piers under the chassis.

The stacked blocks that the unit actually sits on must not only be mortared, they must be attached with rebar to the footing and bolted and/or welded to the chassis frame, unless there is an alternate, site-specific engineered design (which Hayman Engineering Inc. can provide and can save you hundreds to thousands of dollars).

The design must include protection against horizontal shearing forces and uplifting forces. This can require additional strapping between the stacked blocks.

Finally, it means that this design must be stamped by a licensed professional engineer verifying that HUD requirements are met.

3. What can happen if a manufactured home does not have a HUD compliant foundation?

It is very likely that no US government guaranteed loan would be approved for the home.

It also may not qualify for other conventional loans.

Even though the home may currently qualify with a lesser foundation, in the future it may be required to upgrade to HUD compliance to receive any loan.

The Homeowner may pay more for home insurance than necessary.

4. What difference does it make what kind of foundation I have under my manufactured home?

Different loans have different requirements for the foundation supporting the home. A minimal foundation can prevent your home from qualifying for a loan.

5. I’m knowledgeable about foundations, and I know this house does not require what I’m told it needs. Why do I have to put it in?

Most manufactured homes in the past were placed on grade and sat on dry stacked cinder blocks, and often no particular problems were noted. These more recent requirements for manufactured home foundations are based on national experience from manufactured housing performance in hurricanes, tornadoes, and earthquakes.

When the government mandates these standards be met nationwide (there are local variations in requirements), they must be met. It is not a matter of what is needed here to support a manufactured home; it is a matter of what is required to qualify for a loan.

6. My manufactured home qualified for a loan before. Isn’t it “grandfathered” in for future loans?

Unfortunately, no. Your current foundation may be adequate for your existing loan, but new requirements must be met for a new loan to be issued. If it qualified for a loan previously, it may not now without the foundation being upgraded, which can be extremely expensive. Hayman Engineering Inc. can provide a lower cost solution for improving deficient foundations to meet current government standards.

7. What is a HUD compliant foundation?

That is a foundation that meets the requirements of HUD manual Permanent Foundations Guide for Manufactured Housing published September 1996. It also has an Engineering Certificate stamped by a licensed engineer certifying that it meets those requirements.

8. Will a HUD compliant foundation meet the needs for all existing loans?

Yes.

9. Is a HUD compliant foundation more expensive than other foundations?

It depends on the foundation you are planning to use. Compared to the minimum, It is a much more substantial foundation, so, yes, it is more expensive. You could save some money by putting in a lesser foundation now (provided your loan allows you to do so), but, you could find yourself in the position that when you want to sell your house, no bank will loan money on it until it is upgraded to a HUD compliant foundation. That would require (1) lifting the house (and living somewhere else while this is done), (2) removing the existing foundation, and (3) install a HUD compliant foundation.

Compare the extra cost of installing a HUD compliant foundation now with having to fix it later. It will save you thousands of dollars to do it now!

10. Why is an engineer required?

These foundations are complicated and require an engineered design for each site and house. The stamped Engineer Certification is for your protection to ensure that these standards are met.

11. Can anyone install a HUD compliant foundation?

As long as they meet state and local regulatory requirements, any contractor who can read a blueprint should be able to install a HUD compliant foundation.

Involving the engineer from the beginning will minimize the problems your contractor may incur in meeting HUD requirements.

Hayman Engineering Inc. works with individuals, dealers, contractors, and bankers to help each manufactured home meet the requirements it needs to meet.

12. I have a contractor in mind. How do I get him to install a HUD compliant foundation for my home?

Have them contact Hayman Engineering Inc., and we will design a foundation to meet your site requirements and answer any questions as he installs it.

1. What states do you cover?Hayman Engineering works with local realtors.

We are currently licensed in many states. Each state where we offer services, we cover border to border.

2. Do you do FHA/HUD foundation certifications?

Yes, we provide FHA/HUD certifications in every state where we are licensed

3. Do you do inspections/certifications on-site built housing?

Yes. Often, an engineering letter is needed to address foundation issues on a site-built conventional home. We provide that service also.

4. What is the turn around time?

Our typical turn around time is 3-5 business days. We have an expedited service available with a 24-48 hour turn around.

5. Do you require payment up front, or can your fee be paid at closing?

Our standard practice is to be paid up front, but we have a payment at closing option.

6. What is the cost?

There are some minor regional variations, but the charge is most areas is $415 when payment is received up front. We accept credit cards and process checks electronically for payment up front. There is an increased charge for payment at closing and expedited service.

7. What are the payment options at closing?

If the lender will guarantee payment whether the loan closes or not, the cost is $495 if paid at closing (or when the loan fails to close). If the guarantee comes from the borrower, the payment at closing option is $595. We require a credit card or post-dated check from the borrower to guarantee the payment at closing option.

8. What if the foundation is not HUD compliant?

We issue a noncompliance letter listing the deficiencies. We also put you in touch with a local installer who can upgrade the foundation usually within three days. However, you may use anyone you wish to perform the required upgrades.

9. What if a conventionally built house needs foundation repairs?

We can direct you to a local contractor who can provide a bid for the needed repairs.

10. Who performs the upgrades?

Any adequately licensed contractor can perform the upgrades. We provide a bid from a company that maintains a nationwide network of installers who can complete the work within a few days.

11. Can the upgrades be paid at closing?

That depends on the contractor performing the work. The bids we provide are from a contractor who will accept payment at closing. Work with other contractors may require payment at the completion of the work.

12. What happens after the upgrades are performed?

We schedule a reinspection at a reduced price (usually $175) and issue the engineering certificate.

13. How are your engineering certificates delivered?

We send our certificates via email. The original stays in our office. Upon request, we can send an initial “wet seal” of the engineering certificate to your office. However, the emailed versions are acceptable 99% of the time.

14. How do I make an order?

Our order forms can be filled out on our website and submitted directly to us. The lender section containing training and ordering information is password protected. Just fill out the request form on the lender page, and the password will be immediately sent to you.

15. What training is available?

The training section contains information on HUD requirements for permanent foundations on manufactured housing and other information of interest to lenders. We can set up a training webinar specifically for your office upon request.

1. What is Hayman Engineering Inc?Hayman Engineering teams with top inspectors to ensure safety and regulations.

Hayman Engineering Inc. is the first engineering company offering nationwide service catering to the needs of the residential housing industry. We provide engineering certifications for manufactured housing and structural inspections for site-built housing.

2. What states do you cover?

We are currently licensed in many states. Each state where we offer services, we cover border to border.

3. How do you use home inspectors?

We contract with home inspectors to function as field technicians to collect data for Hayman Engineering Inc. We now have over 1000 home inspectors in our nationwide network.

4. Are there protected areas for home inspectors?

No. We can always use another home inspector in every area. We will show you how you can market this service locally and generate your orders.

5. Can I perform structural inspections through Hayman Engineering Inc.?

After completing our training, you can offer structural engineering letters through Hayman Engineering Inc. You are not performing a structural inspection per se; you are collecting data so that our engineers can perform the structural analysis.

6. What is the liability for these inspections?

Hayman Engineering Inc. carries E&O insurance coverage for the documents we issue. You have little to no E&O liability as you are only collecting information. You are not making any determination using the data. You do have general responsibility for any damage you may cause while you are on the property.

7. What do you pay for these inspections?

We pay $100 for the necessary foundation certification if we originate the order and $150 if you originate the order. The inspection takes typically 10-15 minutes.

8. How do we market this service locally?

We will train you in how to market locally to banks and real estate companies. This will help you sell your home inspection service at the same time.

9. I’d like more information. How do I proceed?

There is more training information in the next section. You will need a password to get into it. Send a request on the accompanying email, and we will immediately send you the password.

10. Where to send checks for payment?

I did not pay for the inspection online and plan on mailing a check instead.

Mail payments to:

Hayman Engineering Inc.
P.O. Box 890075
Charlotte, NC 28289-0075

Thanks for your interest. Contact us if you have any questions.

1. What is Hayman Engineering Inc.?Top contractors in the area report with the Hayman engineering expert team.

Hayman Engineering Inc. is an engineering company specializing in the needs of the residential housing industry. We offer our services in many states.

2. Can you provide engineered drawings for building inspection permit requirements?

Yes, we provide engineered drawings for all permitting requirements for all residential foundation repair and upgrades.

3. Can you offer as-built certifications to completed jobs?

Yes, we can provide the as-builts based on photographs you send us.

4. Can you provide lender/Homeowner certifications of a completed job?

Yes, we provide those also.

5. What is the turn around time?

We have a 24-48 hour turn around time.

6. What are the costs?

The regular cost is $350 for the engineered drawing and $50 for the as built. Custom requirements may involve an extra charge.

7. How do I make an engineering request?

The order form can be submitted from this website. The order area requires a password. Just fill out the password request, and the password will be sent immediately to your email address.