Mortgage Lenders & Loan Officers
Foundation Certifications for Mortgage Lenders
Hayman Engineering, Inc. provides professional engineering services to mortgage lenders, loan officers, banks, and other professionals involved in residential mortgage lending. We specialize in foundation certifications for manufactured homes, helping lenders obtain the engineering documentation needed to keep eligible loan transactions moving forward.
Our services support FHA, VA, USDA, and other residential mortgage transactions when an engineering foundation certification is required.
How It Works
Once an order is placed, we coordinate the inspection through our Foundation Inspectors Network. Following the inspection, an engineering report or foundation certification is prepared and emailed directly to the requesting party.
We typically provide a 4–7 business day turnaround, with expedited service available.
If payment at closing is requested, a lender guarantee is required to protect payment if the loan does not close.
If a report identifies conditions that must be corrected, repairs must be completed before final compliance can be issued. Once repairs are complete, you may submit photographs for review or request a re-inspection here.
Services Include:
- FHA/HUD engineering certifications for manufactured housing foundations
- Foundation certifications for FHA, VA, USDA, and other residential mortgage transactions, when required
- Coverage in most states – use the box to your left to check availability for your property location
- Standard 4-7 business day turnaround
- Expedited service available
- Payment at closing options with a lender gaurantee
- Engineering and upgrade design services to help bring foundations into compliance
- Referral for the needed upgrades/repairs from contractors such as Foundation Plus – We trustingly refer our customers to them since they are nationwide and very familiar with the business.
- Final engineering review and approval following completed repairs
- Repair contractor referrals when appropriate
FHA, VA & USDA Foundation Requirements
Government-backed mortgage programs have specific property and foundation requirements. When a manufactured home foundation requires engineering documentation, Hayman Engineering can help lenders obtain the appropriate certification.
FHA: HUD’s Single Family Housing Policy Handbook 4000.1 provides the current FHA requirements for property eligibility, appraisal, and related mortgage requirements.
HUD Handbook 4000.1 — last updated August 12, 2026.
VA: VA’s Minimum Property Requirements are designed to help ensure properties securing VA-guaranteed loans are safe, structurally sound, and sanitary.
VA Minimum Property Requirements guidance — requirements updated effective May 1, 2026.
USDA: USDA’s Single Family Housing Guaranteed Loan Program establishes property and appraisal requirements for eligible residential properties. USDA’s current lender resources include updated appraisal and property guidance and 2026 program training.
USDA Rural Development lender resources — reviewed August 2026.
Helpful lender resources:
Foundation Certifications for Mortgage Lenders
Hayman Engineering Inc. is dedicated to providing quality engineering services to the mortgage lenders and banking industry. Our professional engineering team assists mortgage lenders, consultants, and realtors for manufactured housing.