Consider a Luxury Manufactured Home

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When you are looking to move into a new home, there are many different options for you to consider. Price, size, location, and amenities are just some of the main features that new homeowners take into consideration when deciding where to move to next. When most people think of luxury housing, a manufactured home isn’t always the first thing that comes to mind. However, manufactured homes are being built and sold more and more as an alternative to traditional housing due to their newfound elegance and extravagance at a fraction of the cost of traditional homes. Here are a few reasons for why you should consider a luxury manufactured home over a traditional home for your next place to live.

Think About Size

One of the main stipulations for buying or renting a new home is that it needs to be a comfortable size to fit the needs of you and your family. When you are looking at a traditional home, you are often limited to the amount of square footage of the homes that you’re shown. This can leave you with fewer choices than you would like to have or need to make the right decision. If you consider a luxury manufactured home, your sizes become a little more flexible with how big or how small you would like your home to be. If during your search you don’t come across a model that has quite the size that you’re looking for, you can customize your own manufactured home to fit the size that you want and need.

Location, Location, Location

If you buy a traditional home, you’ll be stuck in one place. A luxury manufactured home is able to be built and then transported in a variety of different places. If you consider a luxury manufactured home, you are able to search for land for it to be built on, not just a neighborhood. This will open up your housing choices even more. You can choose a scenic location overlooking the water or an area with a spacious forested backyard to further add to the feeling of elegance that your home will hold.

Don’t Break the Bank

One of the most important things that goes into home purchases is how much it’s going to cost. A luxury manufactured home offers you an affordable and high-quality home that will fit well within your budget. Many luxury manufactured home models contain many of the exact same features that traditional homes with less of a cost per square foot. This will mean that you will receive the same payout of living in a nice home with a smaller mortgage payment, and you will still have extra money to spend to pursue the other things you want in life. Consider a luxury manufactured home if you want to get a lot more for your money.

You Can Get it How You Want It

Unlike a lot of traditional homes, luxury manufactured homes are extremely customizable. Many luxury manufactured homes offer custom extravagant features and extra touches such as fireplaces, entertainment centers, and vaulted ceilings for your enjoyment. You can live a lavish life and customize a home to your personal tastes.

Whether you’re buying your very first home or looking for a new place to retire, there are soo many reasons why you should consider a luxury manufactured home. These upscale homes are a great option for those who want to live a lavish lifestyle on a budget. Customize your home to your personal tastes and create the perfect luxury manufactured home to fit the needs of you and your family.

           

Preparing to Move Into A Manufactured Home

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Many families are choosing to make the transition to a manufactured home for their first housing option while many other senior citizens are choosing manufactured homes as their number one choice after retirement. If you are looking to move into a manufactured home for the very first time you might have some questions. Here are some tips and some information to consider when preparing to move into your manufactured home to ensure for a smoother transition.

Decide Where You Want Your Home to Be

One of the first things to consider when you buy a manufactured home is where you want to put it. There are three main location options to choose from that rely on whether you want to buy a lot or land, whether you want to rent a lot or land, or if you would rather move into a manufactured housing park or community. All of these different housing options come with their own set of advantages and challenges to think about and making this decision is the first step for moving into your new home.

Get the Right Documents

Make sure that you get the right insurance for your new manufactured home. Take the steps to invest in manufactured home insurance to ensure that your home is protected from possible unexpected dangers or disasters. There are three main categories of housing protection that you want to make sure that you are covered against and they are water, fire, and wind damage, liability for personal injury, and theft or break-ins. Some of this housing protection coverage can prove to be especially useful if you are moving into an area that often faces harsh weather conditions including hail storms, snow storms, tornadoes, and extreme thunderstorms.

You should also make sure that you have all of the correct permits. The permits that you need may vary based on location. Most locations that allow manufactured homes require that you have an up-to-date building permit, transport permit, and occupancy permit. Some locations might require additional utility connection permits. You should apply for all of your permits at least 6 weeks before you are planning to move into your new manufactured home to make sure that everything is ready and legal before you arrive.

Get Rid of Some Things

Sometimes you might not even realize how much stuff you really have until it’s time to pack it all up. When you are preparing to move into your manufactured home you might need to keep in mind that you might not have as much space as you did in your previous housing situation. This is an opportunity to get rid of all of the unnecessary clutter that has been building up in your home. Take as much of the old furniture and clothes that you have lying around as you can and donate the items to charities because the closet space in your new manufactured home will be a little more limited. Donating a few of the old items that you are no longer using will not only be a great way to clear out space and give you less things to pack up, move, unload, and then reorganize, but it will also give you a good feeling to know that you will be giving back to the community.

Figure Out Your Home and its Utilities

Begin to familiarize yourself with your manufactured home’s water heater, pipes, circuit breaker, and other important utilities. Make sure that all of the electrical and plumbing systems work correctly throughout the home because nothing would be worse than spending an entire day moving and unpacking only to discover that you are unable to take a shower at the end of a long and hard day. If it is possible, have your phone, cable, and other Internet services already transferred and set up before you move in so you don’t have to go very long without the convenience of being “plugged in.” The more you understand about the utilities in your home, the more prepared you will be to deal with any potential issues that may come up. Look for and document any obvious damages that might require repairs in the future.

Get to Know Your Neighbors and Neighborhood Staff

If the area that you will be moving into is in a manufactured home community, take some time to familiarize yourself with the people who you will be living around. This can be one of the best and most rewarding parts about moving into your new manufactured home. Get acquainted with your neighbors and take part in community events so your manufactured house truly begins to feel like a home. Getting to know your neighbors is also a good idea as they will be able to give you information on what it is like to own a manufactured home and can potentially help you out with any manufactured home questions you may have or issues you may run into.

You can take this a step further by setting up a meeting with the park management team. Make an effort to get to the know the staff that works in the park so you will know who to go to for help in case you run into any issues with your home. The park manager will also be able to let you know any of the specific rules and regulations that may come with being a member of the manufactured home community. Every manufactured home community has specific rules, and many have fees set in place that come with breaking those rules. That is why it is a good idea to figure out what is and is not allowed so you don’t end up in trouble with the park manager.

Moving can be hard but preparing to move into your manufactured home doesn’t have to be stressful. Take the initiative to be proactive and make important preparations in advance to think about everything that you might need before moving into your home. Get as much done as you can early on so your first night in your new home can be as relaxing as possible.

 

Where to Put a Manufactured Home

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What comes first? The location, or the home? Manufactured homes are becoming a more and more popular housing option for many people all over the country because of the benefits they offer as a low-cost alternative to the more traditional site-built homes. If you are a first-time manufactured home owner or if you are in the market for a new manufactured home in a different area, when you’re building a new manufactured home, the location where you choose to place it counts for a lot. Whether you are more concerned about convenience, the luxury of having a scenic view, or a combination of both, here are some suggestions for where to put your manufactured home so you can live on the landscape you desire.

Do You Prefer an Individual Lot or a Manufactured Home Community?

To begin, when first thinking about where to put your manufactured home, you will have to choose whether you would like to place your manufactured home on an individual lot or on a lot in an already existing community with other manufactured homes. It may be your preference to place your manufactured home on an individual lot if you are looking for more privacy than a existing manufactured home community will be able to provide you with. However, keep in mind that choosing private, vacant land will make you responsible for the permits, zoning documents, and other necessary rules and regulations that are involved with owning land. This  can be a time-consuming and also difficult process if you have never had to go through the procedure for a previous home before. If you do decide to to put your manufactured home on vacant land, also try your best not to choose too remote of a location that could be considered inaccessible for delivery trucks to get to, or difficult to find in general in case you ever have the need for emergency or fire services. If you are certain that you would like to place your manufactured on a vacant and private area, you can always choose to hire professionals to take care of all of the official documents and zoning regulations to make sure that everything is up to code and in line with the expected standards. Another aspect of living in an individual lot versus a manufactured home community that you might want to keep in mind is that living in a manufactured home community might require you to pay additional monthly fees to cover the costs of security and other amenities that living in an established community provides. If you don’t mind having neighbors, there are some benefits to choosing to live in a manufactured home community that you might find to be appealing and more in line with what you’re looking for. Some benefits that manufactured home communities may provide you with might be that the foundation for the home will already be installed for you, the park will have staff with the knowledge to help you resolve any possible minor issues with your home and also handle your building inspection, all of the utilities are already set to be integrated with your home, and there are usually recreational facilities and other opportunities for social interaction located on-site as a part of living in the community. Visit the community and do your research in order to be fully aware of all of the amenities offered in the manufactured home community you are considering placing your manufactured home in in order to decide if they are worth the additional monthly fees you will have to pay to live there.

Decide If You Will Be Renting or Purchasing the Land

When making the decision of where to put your manufactured home, you must also decide if you will be renting or purchasing the land or lot that you will be placing your manufactured home on. If you decide to make a direct purchase of the land, check to make sure that the lot has all of the necessary qualifications that it needs to be zoned for the placement of manufactured homes, and that there are no restrictive covenants placed on the land. If you decide to take the alternative route and rent the land that the manufactured home will be placed on, check that you will not end up having to make additional payments for specific areas like water, sewage or trash removal in the area that your home is located. Do a thorough examination of the lease to make sure that there are not any specific prohibitions or restrictions placed on the land to ensure that you will be able to live comfortably in your home and enjoy the land you live on without any surprise issues.

Check and Double Check for Safety

Make sure that a professional comes to inspect the land that you are planning to put your manufactured home on to make sure that it is an area where a manufactured home is able to be properly and safely installed. One of the most important features to keep in mind when thinking about and deciding where to put your manufactured home is that your manufactured home must be built in an area that allows it to sit on completely level ground. If the land is crooked or if there is the potential for it to sink, you will have to find an alternative spot to place your home.

Manufactured homes can come in a variety of sizes and designs and are able to be built and installed in a wide variety of places. While there can be some restrictions placed on where you are able to put your manufactured home based on local building and zoning laws and requirements, it is absolutely possible to have a great home in a great location if you research and do your due diligence. The most important thing above all is to make sure that your home is placed on a safe and durable foundation to ensure that you can live comfortably and worry-free in your new manufactured home.

 

5 Manufactured Home Misconceptions Debunked!

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A lot of people have previous ideas and perceptions about what owning and living in a manufactured home is all about, but manufactured homes have proven themselves to be one of the best alternative housing options for home buyers in today’s society. There are many benefits to purchasing a manufactured home that most people who have never experienced living in one are unaware of, and that might dispel them from deciding to live in one. Here are some of the most common misconceptions about manufactured homes.

Misconception #1: All Manufactured Homes Look Exactly the Same

One of the most common misconceptions about manufactured homes is that they are built to look pretty much identical. The reality that most people are unaware of is that many features of manufactured homes can be customized to the individual dweller’s liking in terms of both the aesthetics and the functionality. Companies in the business of building manufactured homes are able to make a wide variety of floor plans and other customizable options available to homeowners that can give them features they desire such as updated kitchens, bathrooms with Jacuzzi tubs, skylights throughout the manufactured home to bring in more natural light, living rooms that can be utilized as home theaters, site-built garages, and more. Manufactured home builders have the tools and resources to walk homebuyers through the process of picking the correct floor plan, special features, and location to make their manufactured home not only stand out, but also provide them with all of the details to fit their individual lifestyles, needs, and desires.

Misconception #2: Manufactured Homes are Poor Quality and Unsafe

One of the most widespread incorrect theories about manufactured homes is that they are of lesser quality and more unsafe than more traditional site-built home homes, but quite the contrary is true. Manufactured homes are actually built with many of the same materials as traditional site-built homes which puts them on the same level of quality as conventional homes, sometimes even higher. Then some people may ask why manufactured homes tend to be less expensive than traditional site-built homes. The answer to that question is that manufactured homes are built in a more efficient way due to the factory-building process, and that is what leads to greater savings in the end, not because they are being built with lower quality materials. One of the reasons that some people believe that manufactured homes are of poor quality and unsafe is because many people are unaware of or overlook that the construction of manufactured homes is regulated by the U.S. Department of Housing and Urban Development, otherwise known as HUD. Under these strict Manufactured Home Construction and Safety Standards all manufactured homes are required to abide by a set of guidelines and measures in the areas of design, construction, quality, durability, energy efficiency, fire resistance, heating, air conditioning, plumbing, electrical systems, and transportability, ensuring that all of the manufactured homes that they create are of the highest level of quality and safety across the United States. Some people might even argue that manufactured homes undergo more rigorous and thorough inspections than other custom-built homes.

Misconception #3: Manufactured Homes Are Not Energy-Efficient

Another common misconception about manufactured homes is that they are much less energy-efficient than traditional bricks-and-mortar site-built homes. However, much like conventional homes, manufactured homes are able to be designed and modeled to become more energy-efficient places to live. In addition, under HUD standards were put in place to “minimize the sum of construction and operation costs” over the entire duration that these homes are standing. To add on even further, it is becoming more and more common for many manufactured home builders, installers, and retailers to partner up with ENERGY STAR to provide more energy-efficient homes for manufactured homeowners.

Misconception #4: Manufactured Homes are Expensive

Because manufactured homes are able to be customized and personalized according to what the individual homeowner wants and needs, manufactured homes can vary in price. That being said, manufactured homes still typically cost about 10-35% less than traditional site-built homes. Factoring in that manufactured homes are much quicker to build and produce than the effort it takes for on-site construction, overall constructions costs are also reduced when you choose to buy a manufactured home.

Misconception #5: Manufactured Homes Always Depreciate in Value Over Time

It is a common misconception that manufactured homes depreciate in value at a much quicker rate than traditional site-built homes. In reality, the appreciation or depreciation of a manufactured home is dependent on the very same factors that conventional homes are dependent on such as the location the house is built on, the economy at the time of owning the home, the status of the local housing market, and the level of maintenance that goes into taking care of the home. Many manufactured homes built in quality neighborhoods with building sites on permanent foundations and that are kept in great condition appreciate at the same level as traditional site-built homes located in the same area. Manufactured home appreciation is even more likely if you own the land, if the home is attached to the foundation, if you keep up with the maintenance, or if you have an attached garage or another addition to the home.

Manufactured homes are increasing in popularity as a viable housing option for a variety of reasons including their affordability, their flexibility in design and customization, their energy-efficiency, and the quality construction and thorough inspections that occur during the manufacturing process. There are a variety of common misconceptions about manufactured homes out there in the world that might have a negative effect on a person’s decision to purchase a manufactured home. Don’t rule out this alternative housing just because of something somebody says or a comment made by an uninformed person online. If you are considering investing in a manufactured home, take the steps to get in touch with reliable and knowledgeable industry professionals who can walk you through everything that you need to know in order to make the best housing decision for you and your family.

 

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How to Take Care of a Manufactured Home

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Just like any traditional site-built home, your manufactured home requires routine maintenance and upkeep to ensure that it stays in the best condition possible. Here are some easy tips and tricks related to caring for your manufactured home to help you maintain its value over time.

Make Sure Your Manufactured Home is Level

One of the most important steps in caring for your manufactured home is to make sure that you check your home every year to keep track that it is on level ground. Manufactured homes can settle over time, and if a manufactured home is not level that can bring about several issues including doors and windows that won’t shut correctly, cracks appearing in walls, and possible water leaks.

Take Care of the Skirting Around Your Home

One of the ways that manufactured homes differ from traditional on-site homes is that they are open underneath. Because of this feature, skirting has to be installed around the manufactured home to protect the plumbing, heating, and electrical systems that have been installed under the house. Maintaining the skirting around your manufactured home can also help discourage small animals from making their home under yours. Keeping pests out from underneath your manufactured home is important as they are known for damaging electrical and plumbing lines.

Maintaining the Roof

If your manufactured home has a flat roof, another step in caring for your manufactured home would include resealing or recoating it on a regular basis. Typically, the roof is the feature of a manufactured home that receives the most wear and tear over time. Some professionals even recommend receiving a routine roof inspection every single year. It is also a good idea to get your roof inspected after any major storms or other severe weather. Keeping up with roof maintenance can help to ensure that there are less severe problems that come about in the future.

Keep Your Home Clean

An easy but important step in caring for your manufactured home is to simply make sure that you keep it clean, both inside and outside. Try to limit the amount of dirt and debris that piles up around your home because debris can collect large amounts of moisture over time that can lead to significant water damage. Regularly take the time to clear the leaves, mud, and other waste from around your home to ensure that it stays looking clean and beautiful.

Check Your Utility Bills

If you find the amount of money that you’re paying every month for your manufactured home has increased, that might be a sign that something is wrong with the heating or cooling system. It is a good idea to perform regular maintenance on the heating and cooling systems in your home to ensure that they are working at their top condition and to reduce the amount of money you are spending on your utility bill.

Keep Your Owner’s Manual

The owner’s manual that came with your manufactured home can contain all of the information necessary in caring for your manufactured home. It will have all of the inside information on how the different systems work and ways to troubleshoot certain issues as they arise. It might also help you come up with a checklist of features to routinely check and maintain. So if you still have your owner’s manual lying around, keep it, because you never know how it might help you with maintenance on your home in the future.

Manufactured homes have the potential to be long-lasting and durable. With regular maintenance, caring for your manufactured home can be simple. By keeping up with routine care and professional inspections, your manufactured home will be able to stay in great condition and last you and your family for many years.

Differences Between Manufactured Homes and Mobile Homes

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At first glance, manufactured homes and mobile homes might look the same, and you might not be able to tell the difference between the two. In fact, the terms “mobile home” and “manufactured home” are often used interchangeably when there are actually various differences both inside and outside that make them distinct from one another. In this article, we will discuss the difference between manufactured and mobile homes to help provide a clear understanding of the two housing units.

Similarities Between Manufactured Homes and Mobile Homes

Both manufactured homes and mobile homes offer homeowners a variety of features. The sizes of both types of housing units can vary from single-story, two-story, or multi-sectional. They can also function as temporary or permanently built. Manufactured homes and mobile homes are housing units that are created and put together in a factory setting. When the home is almost in a completed state, it is then transported to the desired destination or location. After going through the stages of installation, assembly, and various desired design features, mobile homes and manufactured homes are ready to be occupied and serve as a residence.

Manufactured homes and mobile homes both offer various advantages. One advantage is that they can both be easily transported. They come at a much lower cost than a traditional built-in home, which makes them a popular option for many families. They also require less construction time than traditional homes and can be easily and conveniently upgraded and remodeled.

Manufactured Homes

Manufactured homes offer their own set of advantages that do not just stop at being affordable and convenient. According to the Manufactured Housing Institute, manufactured homes are “engineered for wind safety and energy efficiency based on the geographic region in which they are sold.”  Manufactured homes are secured to the ground with steel anchors so homeowners do not have to worry about their homes being able to withstand harsh weather. Not only are they weather resistant, but they are also environmentally friendly. According to the Manufactured Housing Institute, manufactured homes are built in a way that brings about up to “90 percent less waste and environmental impact than site-built housing,” making them perfect for the environmentally conscious homeowner.

HUD Code

The HUD code is one of the main factors that makes a manufactured home different than a mobile home. The HUD code became enacted in 1976 and set up the federal standards for what goes into building a manufactured home. It also contains information that includes how to regulate the construction and quality of all of the different factors that go into building a manufactured home. Some of these aspects include design, construction, strength, durability, transportability, fire resistance, energy efficiency, overall quality, and performance standards for all house systems, including electrical, plumbing, heating, and air conditioning. Before this period of time, there were no regulations in place to ensure quality manufacturing in housing, so the term “mobile home” refers to any housing unit that existed before this unregulated construction time, and the term “manufactured home” is in relation to any housing unit constructed after 1976 that follows the specific rules for design, durability, and safety.

Perception

One of the biggest differences between manufactured and mobile homes is how they are often perceived in society, and a lot of that is related to the HUD code. Mobile homes are the original transportable housing units. Before the code, many mobile homes were considered to be low quality housing units which is why the name changed from “mobile home” to “manufactured home” in 1976 to highlight that the features of the housing units had changed, and to help change public perception. Mobile homes are often referred to as “pre-Hud” and manufactured homes are commonly known as “HUD-compliant homes.” Manufactured homes are essentially mobile homes 2.0. Modern manufactured homes are designed according to very strict building standards and are attractive, functional, and often barely indistinguishable when compared to site-built homes. Manufactured homes are also considered real estate property after being properly assembled.

With all of the advantages that they offer, it is no surprise that prefabricated housing is an increasingly popular choice for potential home buyers. If you were previously confused by the terms “mobile home” and “manufactured home,” you are not alone. It is easy to see why people often confuse mobile homes with manufactured homes, but there are a few key differences that make them distinguishable from one another. It is important to know these differences to make sure that you understand what each type of housing unit can offer in order to help you make the best decision for housing that fits your family’s needs.

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Steps to Certifying a Manufactured Home

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A manufactured home is characterized as a structure that is transportable in one or more sections, constructed to meet Federal MHCSS (Manufactured Construction and Safety Standards), and is so labeled confirming the unit was built according to MHCSS. Follow below for steps to certifying a manufactured home.

Steps to Certifying a Manufactured Home


Manufactured Home Definitions

Let’s go over some definitions you’ll encounter with your manufactured home. If something isn’t understood, or you would like additional information, please contact us below and we will answer your questions!

Anchorage:
The connection between superstructure and foundation, utilizing welds, bolts, and various high gauge metal plates. The anchorage does not refer to any soil anchor.

Permanent Construction:
A construction-permanent (CP) mortgage couples the features of a
construction loan (short-term loan for financing construction cost) and a traditional long-term permanent mortgage.

Existing Construction:
A manufactured home has been permanently installed on site for one year or more prior to the application date.

Exterior Foundation Wall:
A Foundation wall placed directly below the outside walls of the unit. These walls can be structurally used as bearing walls under both gravity loads and/or shear walls under perpendicular loads. If these walls aren’t used structurally, they are called non-bearing walls or skirt walls.

HUD Construction Code (Certification) Label:
Sometimes referred to as a HUD “tag” or “seal”, The Construction Code Label is red metallic with silver lettering. It is permanently attached to the rear exterior siding of each section that is transportable in accordance to HUD Title VI Regulations, June 15, 1976.

Itemized Value:
The appraised value of the unit by an FHA appraiser and land separately.

New Construction:
The manufactured home has been built on-site for under one year prior to the application date.

PFGMH:
Permanent Foundations Guide for Manufactured Housing

Perimeter Enclosure:
See skirting.

Relocation:
Moving the manufactured home previously installed or occupied to another site or location.

Skirting:
Skirting describes a non-structural enclosure of a foundation crawl space. It is usually a lightweight material such as metal or vinyl, attached to the outside of the unit, extending to the ground.

Manufactured Home Property Eligibility

The steps to certifying a manufactured home include eligibility of the following:
• In general, a maximum of two acres allowed, or if appraisal reflects no more than 40% land value, up to five acres
• An appraisal must have three recently closed-like comparables and a second appraisal may be required at the underwriter’s discretion
• Manufactured Housing PUD units and Manufactured Housing Condo eligible

Manufactured home located in Flood Zones V and A are not eligible without one of the following documentation:
• LOMA (FEMA Letter of Map Amendment) that removes the property from the SFHA
• LOMR (FEMA Letter of Map Revision) that removes the property from the SFHA
• Recent Elevation Certification by a licensed engineer or surveyor showing that the grade beneath the home is at or above the 100-year flood zone elevation and appropriate flood insurance is obtained

Contact us below for any further questions.